We offer various free insurance information guides, please select the appropriate guide by clicking on one of the links below.
- Life insurance is a policy that pays either a lump sum or a series of smaller sums to your family in the event of your death. Critical illness policies usually pay a lump sum if you suffer from one of the illnesses or conditions, or have one of the surgical procedures covered by the policy. Critical illness cover is usually available, at an additional cost, when buying life insurance. More info >
- An income protection policy supports you financially by providing a regular income if you are unable to work. It is different from Critical Illness Cover, as this only pays out if you contract one of a list of specified illnesses, and usually pays out a lump sum. Income protection pays out for the period of time you are unable to work, and most insurers will let you make as many claims as you are eligible to make. More info >
- Buildings Insurance covers you for the rebuild cost of your home, should it be damaged or destroyed by fire, storms, theft, vandalism, flooding, or subsidence. Contents insurance covers things that aren’t part of the fabric of your home, such as furniture, electrical equipment, clothes, curtains, carpets, the contents of your freezer etc. More info >
- Accident, Sickness and Unemployment cover (ASU) is a policy that will pay out a regular income for a set period of time, should you be unable to work because of an accident, sickness or unemployment. More info >
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