Critical Illness Facts
- You are 5 times more likely to suffer from a critical illness, than to die before retirement.
- The average age of a critical illness claimant is 42.
- Every year 670,000 people in the UK will suffer from a heart attack, cancer or a stroke - 1 in 5 men and 1 in 6 women aged 40 will suffer a critical illness such as cancer, heart attack or stroke before age 65.
- It is estimated that 1 in 3 people are diagnosed with cancer in their lifetimes.
- Nearly 45% of men and 55% of women survive more than five years after cancer is diagnosed.
- 1 in 9 women will develop breast cancer at some point in their lives. 62% survive for 5 years or more.
- 80% of men and women aged between 45-65 will survive a heart attack.
- 70% of stroke sufferers survive at least 12 months.
- Stroke is the single biggest cause of severe disability in England and Wales with over 250,000 people being affected at any one time.
- Nearly everyone has a friend, relative or colleague who has suffered a heart attack, cancer or a stroke.
- 2.7 million people are estimated to be living with coronary heart disease in the UK, whilst 1 in 8 people have been diagnosed with a disease of the heart or coronary system.
- Someone has a heart attack every 2 minutes.
- About 270,000 people in the UK suffer a heart attack each year, about half of those affected will survive.
Actual Claims for critical illness
Reasons for Critical Illness insurance claims:
- Cancer 63%
- Cardiovascular 15%
- Stroke 7%
- Multiple Sclerosis 7%
- Other 4%
- Permanent & Total Disability 2%
- Kidney Failure 1%
- Coma 1%
Examples of Critical Illness Claims:
Sex |
Age |
Reason for Claim |
Total Premiums Paid |
Amount Paid Out |
Payment Date |
F |
34 |
Cancer |
£237.27 |
£129,600 |
13/10/2003 |
M |
35 |
Cancer |
£265.20 |
£85,000 |
03/11/2003 |
F |
38 |
Stroke |
£1,277.88 |
£165,000 |
06/01/2004 |
F |
39 |
Multiple Sclerosis |
£10,758.01 |
£81,500 |
21/05/2003 |
M |
39 |
Multiple Sclerosis |
£8,827.83 |
£40,975 |
31/07/2003 |
M |
45 |
Stroke |
£2,171.89 |
£147,375 |
18/12/2003 |
F |
47 |
Stroke |
£1,510.88 |
£148,765 |
11/02/2004 |
“A critical illness? … It will never happen to me…”
But it happened to them….
- Mohammad Ali - Parkinson’s Disease
- Richard Beckinsale - Heart Attack
- Marti Caine - Cancer
- Roy Castle - Cancer
- Tommy Cooper - Heart Attack
- Michael J. Fox - Parkinson’s Disease
- Hurricane Higgins - Throat Cancer
- Caron Keating - Cancer
- Martin Kemp - Brain Tumour
- Bob Marley - Cancer
- Linda McCartney - Cancer
- Kylie Minogue - Cancer
- Bobby Moore - Cancer
- Eric Morcambe - Heart Attack
- Mo Mowlam - Cancer
- Olivia Newton-John - Cancer
- Elvis Presley - Heart Attack
- Christopher Reeves - Total & Permanent Disability
- Arnold Schwarzenegger - Heart Bypass
- Graeme Souness - Heart Bypass
- John Wayne - Cancer
How do you know it will not happen to you? Click here for a quick online quote.
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